The deadline to insure perennial crops in the Northeast for the 2014 crop year is November 20, 2013. Perennial crops include apples, peaches, pears, blueberries, grapes and cranberries.
The crop insurance program has become the backbone of many Northeast farms' risk management plans. Weather fluctuation is a major risk for perennial crop producers. Crop insurance helps to manage this risk by providing protection against spring freeze, summer hail, significant wind events prior to harvest or other weather events that result in reduced yield or quality. Crop insurance played a significant role in 2012 when crops were damaged by early-season warm temperatures followed by numerous spring freeze events.
To protect investments in the 2014 crop, perennial crop producers should contact their Crop Growers agent well in advance of the November 20 deadline to sign up or make changes to their coverage. Additionally, producers who are renewing coverage should report any changes in their business to their crop insurance agent, such as bringing a new member into the business entity or forming an LLC or corporation.